blogOutline.html Money: A User Guide
INTRODUCTION     IV
COURSE OUTLINE     I

ORIENTATION     1
Step 1:   TABLES
You Are Here     2
The SUMMARY Table  Exercise 1:     2
Income     3
Expenses     3
Bottom Line     4
The INCOME Table  Exercise 2:     5

Income Defined
    4
The INCOME Template     6
Multiple Income Earners     6
Data Entry     6
EXPENSES     7
Classes     7
Scheduled, Unscheduled    7
Billing Cycle    7
Types     8
Monthly Payments    8
Occasional Expenditures    9
CIE   10
Handling Money Responsibly   12
MONTHLY PAYMENTS  Exercise 3:   13
Monthly Payments Defined   13
The Monthly Payments Template   14
OCCASIONAL EXPENDITURES  Exercise 4:   15
Occasional Expenditures Defined   15
On Closer Examination   15
The Occasional Expenditures Template   16
BOTTOM LINE Revisited   20
Step 2:  A SOUND SPENDING PLAN
NEED SATISFACTION   22
Maslow's Hierarchy   22
P-Val   26
ADJUSTMENTS   22
A Sound Spending Plan   28
Allocation   29
Step 3:   ACCOUNTABILITY
Exercise 5:  EXCALINDUR   30
What is EXCALINDUR?   30
Why Use EXCALINDUR?   30
What Does EXCALINDUR Do?   31
The EXCALINDUR Template   31
How to Use EXCALINDUR   32
Hi-ho, Silver! Awaaaaay!   32
Forecasting   32
CONCLUSION
Conclusion to Part 1   34

ORIENTATION to Part 2    I 2
Step 4: SPEND YOUR WAY TO A BETTER LIFE
How To Spend Money    50
Autopay    51
Debit Card    51
Credit Cards    52
Standard   46
Dedicated   46
Aggregate   46
Personal Check    54
Exercise 8: Transaction Routines    56
Morning    56
Statement    57
Expenditure    57
Point-Of-Sale    57
Grocery Store   56
Gas Station   57
Doctor's Office   58
Step 5: BANKING
Lending Institutions    40
Christmas Accounts    41
Brick And Mortar Institutions   41
Internet (Online) Banking   41
Digital Banking   41
Exercise 6: Account Configuration    42
Purpose    43
Sub Accounts    43
Expense Items   41
Utility Accounts   41
Exercise 7: Transfers    45
Allocation    44
Autopay/BillPay    45
Internal Transfers    45
One-time (Manual) Transfers   46
Recurring Transfers   46
ACH    46
Same-day   46
Cash-letter   46
Third Party    46
PayPal   46
Venmo   46
Zelle   46
Automation    49
Step 6: OPERATIONAL EFFICIENCY
The COMPTROLLER   60
What is COMPTROLLER?   60
Make It Simple   62
The COMPTROLLER Template   61
Alert!   62
Sub Account   62
Statement   63
Status   63
Balance   64
How to Use COMPTROLLER   65
CONCLUSION
Conclusion of Part 2    67

EPILOG    65
sub heading    65
sub heading    65
APPENDICES    66
sub heading    66
sub heading    68



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